Don’t panic! Financial markets are always rising or falling. Just like interest rates and prices for fruit and veg!

The important thing to know is that we make every effort to rebalance the composition of your portfolio whenever the market requires it.

For example, if you have a Defensive profile, and the equity market is dropping sharply, we will add a few more secure backers, such as bonds, to limit the decline in value. If in spite of all this decline in yield is likely to cause you anxiety, you can still withdraw all or part of your investment whenever you want.